Why Personal Cyber Protection?
As technology becomes increasingly integrated into our daily lives, protecting your family against cyber risks has never been more important. Our dependence on the internet, connected devices and social media means we're more connected than ever, but it also introduces new risks that require protection and support.
Personal Cyber Protection is designed to help protect you and your family when a cyber event occurs.
WHAT IT COVERS
Personal Cyber Protection provides protection against a range of cyber events while helping you respond to and recover from the impacts of a cyber incident.
- Crimeware
- Cyber espionage
- Cyber extortion
- Denial of service
- Hacking
- Cyberbullying
- Cyberstalking
- Reputation Cover
- Credit and identity monitoring
- Cyber extortion (ransomware)
- Data restoration costs
- Data securing costs
- Legal costs
Access to a 24/7/365 incident response hotline
Personal Cyber Protection Features
Personal Cyber Protection helps protect more than your devices. It helps protect your identity, your reputation, your finances, and your time following a cyber event.
Attacks or threatened attacks against your home IT, coupled with a demand for money to stop the attack.
Electronic communication through your home IT that targets your child or teenage family member with the aim of tormenting, harassing, humiliating or otherwise targeting them
The unauthorised access to and use of your identity because of a cyber event to your home IT.
Loss of funds due to cyber theft. Personal crime cover also includes charges incurred by you due to SIM-jacking or cryptojacking.
The removal or mitigation of internet publications that defame your reputation
PROTECTION ACROSS EVERY LIFE STAGE
Pulse Insure recognises that digital risks evolve throughout life. Make Personal Cyber Protection Insurance part of your household’s cyber risk mitigation and recovery strategy.
Teenage Stages
Cyberbullying, cyber events, cyber harassment, or harmful publication.
Young People
Digital reputation risks and personal cyber resilience.
Families
Shared digital environments, protecting family members residing with you.
Retirees & Elderly Parents
Support for covered cyber events, with incident response assistance to help navigate and recover from cyber-related incidents.
What Happens If You Need Us?
If you’re affected by a covered cyber incident, you’ll have access to specialist support to help you respond, recover and minimise disruption.
- 24/7 Incident Response
Get immediate access to cyber specialists at any time, helping you take the right action as soon as an incident occurs. - Experienced Support
A knowledgeable team ready to provide assistance and peace of mind throughout the response process. - Recovery Support
Receive practical assistance to remove crimeware from your home IT and help restore your data that has been lost or damaged. - Claims Assistance
Backed by global cyber expertise to help manage your claim and recovery. - Cyber Event Response
Support for eligible response costs including identity monitoring, legal costs, data restoration and cyber extortion response where covered under the policy.
Every Policy Makes a Difference.
Pulse Gives Back
Protecting your family is just the beginning.
We're establishing the Pulse Digital Wellbeing Fund to support organisations making a real difference in online safety, cyber education, scam prevention, and digital wellbeing across Australia and New Zealand.
With every eligible Pulse Personal Cyber policy, you're helping strengthen communities and improve digital resilience for those who need it most.
Together, we're creating a safer digital future for everyone.
Our Community Partners
Pulse Insure partners with organisations driving digital wellbeing through youth mental health, cyberbullying prevention, and cyber safety initiatives.
WE’RE HERE TO HELP
Frequently Asked Questions
Learn more about Personal Cyber Protection solutions available to NZ Professionals and how they can help protect your practice, your personal information, and your family from evolving cyber risks.
Cyber Event protection is designed to help protect organisations from cyber incidents affecting operations, data, and revenue. Personal Cyber Protection focuses on cyber risks affecting households including identify theft, cyber stalking, and cyber events to the home IT.
Cyber event and personal cyber risks are different exposures. Depending on your circumstances, you may wish to consider protection for both your professional and personal digital environments.
Professional Indemnity insurance and cyber insurance are designed to address different risks. Cyber insurance can help address exposures such as data breaches, ransomware attacks, cyber fraud, and identity theft that may not typically be covered under a Professional Indemnity policy.
Common cyber incidents include ransomware attacks, phishing scams, payment redirection fraud, data breaches, identity theft, account compromise, and online fraud targeting businesses and individuals.
Speak with the Pulse Insure team to discuss Cyber Business and Cyber Personal solutions available to NZ Professionals.
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