individuals and families
Protect What Matters. Simply, Online, and On Your Terms.
Explore smarter insurance solutions for modern individuals, families, from personal cyber to pet, motor, and home. Cover built for people who value simplicity, clarity, and control. Get a quote, anywhere, anytime.
cyber personal insurance
Cyber Protection Built for Everyday Life
Protect yourself from digital threats, scams, hacks, identity theft, and more with cover built for modern life.
- Get a quote in minutes
- Get covered seamlessly, no paperwork
- Support when you need it most
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Explore quality cover options
We’ve reimagined the way personal insurance works, to meet you exactly where you are. No jargon. No overwhelm. Just smart, seamless cover for what you care about.
Digital Protection for every generation
Why it matters
In a world that’s more connected, mobile, and unpredictable than ever, protecting your personal world has never been more important.
Pulse helps you simplify insurance for the everyday, so you can spend more time doing what you love, and less time worrying about what-ifs.
Arrange a quote for Cyber Personal Insurance today.
Quality cover
What you can expect with Pulse
Get a quote in minutes - no paperwork, no stress.
Cover shaped around your life
Here when you need us.
FAQs
We're here to help
Still wondering how Pulse works, what you’re covered for, or whether it’s right for you? We’ve answered the most common questions below.
Yes, you can bundle any combination of our products (e.g. Cyber + Pet, or Motor + Home & Contents). It’s simple, fast, and ensures your cover works together without gaps or duplication.
Yes, we provide coverage across all New Zealand. Some product features may have specific coverage features based on on local regulatory requirements, but Pulse is built to serve Kiwis nationwide.
Most individuals, families, renters, homeowners, and vehicle owners living in New Zealand are eligible. Some criteria may apply depending on the product (e.g. age of pet or location of property), but these will be clearly shown during the quote process.
You can lodge a claim directly through your Pulse Portal dashboard 24/7. For more complex matters, our support team is available to guide you step-by-step please email us at claims@pulseinsure.co.nz or call us on 1300 500 500. We’re committed to a transparent, stress-free claims process.
Yes. Pulse is designed for real people, not insurance experts or IT pros. The process is clear, step-by-step, and uses everyday language. And we’re always here to help if you need it. You can reach us by email at enquiries@pulseinsure.co.nz or call us on 1300 500 500.
Ready to Cover What Matters?
No paperwork. No jargon. Just smart, flexible insurance that works for modern life.