Personal Cyber Protection - COMING SOON
Digital Protection for every generation
Access Personal Cyber Protection with exclusive features, offered by market leading cyber specialist Emergence Insurance. Protect your family from the real risks of the digital world - all in one easy-to-manage policy.
key features
Why Personal Cyber Protection?
Because Modern Life Needs Modern Protection
What's covered
Real-World Cyber Protection. Purpose-Built Features.
Support services and recovery for online harm, bullying, or harassment.
Legal, technical, and financial help to recover your stolen identity
Device recovery and file restoration from digital attacks
Recovery and support if your online accounts are compromised
who this is for
Digital Protection for every generation
Families
Coverage against cyber exposure arising from household devices, social media, and gaming apps, including cyber events affecting home IT used for personal purposes.
Students & Teens
Coverage from exposure to online risks such as cyberbullying, cyberstalking, and cyber harassment, with response support available through the policy.
Older Adults & Retirees
Access to a dedicated Incident Response team, providing expert support and guidance to help respond to cyber incidents and give peace of mind when it’s needed most.
Individuals & Households
Protection against personal cyber risks such as identity theft, personal cyber crime, and online incidents arising from everyday use of home IT.
Get Protected in Minutes. No Paperwork, No Headaches
Get a quote and pay online.
Quality coverage for every generation
Cyber Confidence, Delivered by Pulse.
We’re focused on digital protection that’s clear, flexible, and made for everyday people.
- Complementary Cyber Advisory Services
- Distributed by Pulse Insure with exclusive policy features
- Underwritten by Emergence Insurance, a market leading cyber insurance specialist
Giving Back with Every Policy
Every Policy Helps Build a Safer, More Inclusive Digital Community
With every Cyber Personal policy sold, Pulse contributes to grassroots community partners supporting digital inclusion, cyber safety education, and resilience training for vulnerable families and seniors.
Because protecting people online means protecting everyone, not just policyholders.
FAQs
We’re here to help
Still wondering how Pulse works, what you’re covered for, or whether it’s right for you? We’ve answered the most common questions below.
Yes, we this coverage is available for all eligible individuals in New Zealand.
Most individuals, living in New Zealand are eligible. Some criteria may apply depending on your personal circumstances, but these will be clearly shown during the quote process.
Yes. Pulse is designed for real people, not insurance experts or IT pros. The process is clear, step-by-step, and uses everyday language. And we’re always here to help if you need it. You can reach us by email at customer.care@pulseinsure.co.nz.
Personal Cyber Protection is insurance designed to help individuals and families respond to cyber incidents affecting their personal digital life, including identity theft, cyber crime, cyberbullying, and other online incidents arising from the use of home IT.
Depending on the policy terms and limits, cover includes cyber events affecting home IT, identity theft, cyber theft, cyberbullying, cyberstalking, cyber harassment, and reputation-related incidents.
In the policy, home IT refers to personal computers, smart devices, and appliances connected to the internet at your home address that you own or operate for personal use.
You should notify Emergence as soon as possible after discovering a cyber incident or becoming aware of a potential claim so appropriate response support can be provided.
Yes. The policy provides cover for identity theft, including the costs of responding to identity theft and restoring your identity, subject to the policy terms and limits.
Your Digital Life Deserves Real Protection
Pulse offers this all-in-one Personal Cyber Protection Insurance with exclusive policy features, backed by expertise and built for modern families.